The best motorcycle insurance companies combine affordable prices, dependable customer service and useful coverage options. Our policy can provide coverage for bodily injury, collision, personal injury protection, property damage, uninsured/underinsured motorists, and comprehensive. Figure out which savings opportunities you qualify for with each company, such as usage-based insurance or rider group discounts. Progressive Best Overall. However, Nationwide has mixed customer service reviews. Here are a few tips to help simplify the decision-making process: Remember that the best motorcycle insurance companies specialize in different coverages. It's one of the best money-saving features for safe motorcycle riders with high deductibles. Our team reached out to Geico for a comment on these scores but did not receive a response. There are several factors that determine the cost of a motorcycle policy. Consider how the additional cost of comprehensive and collision coverage compares to the cost you would incur if your bike is damaged or destroyed. You need motorcycle insurance before you hit the road. Read more on. The company satisfies motorcycle riders with its low costs and various discount opportunities. The other bikes are then added to the policy at a discounted rate. Below is a list of the top State Farm motorcycle coverage choices: If youre looking for coverage thats not on this list, reach out to your local State Farm agent so they can help you find the best motorcycle insurance policy for your needs. Are you a member of the United Services Automobile Association or the Harley Owners Group? Thank you Geico!!! Our vendor will pick you up and take your bike to the nearest shop so you can get it fixed. I have never had to make a claim, but I have friends that have. We'll reward you if you've had no motorcycle accidents or violations in the last three years. The company focuses on insuring those who may face challenges finding coverage with other providers, so it knows how to cut a deal for risky riders. Focusing on each providers average costs, coverage details, reputation and customer experience, our experts compiled the top options for excellent and cost-effective motorcycle insurance. A standard motorcycle policy will typically cover: But thats just the tip of the iceberg. To calculate the change in rates after a traffic violation, we compared quotes for a 35-year-old male living in Dallas who has been riding for 10 years. See what factors determine how much you pay for motorcycle insurance. Progressive's range of discounts and coverage options make it the best motorcycle insurance company for most riders. See how GEICO can help you find what you need at a, Yes. Need to speak to a sales or service agent about motorcycle insurance? Need to update your pet policy or add a new pet? Find Insurers Focusing on each providers average costs, coverage details, reputation and customer experience, our experts compiled the top options for excellent and cost-effective motorcycle insurance. Know the Risks of Driving a Motorcycle Driving a motorcycle is exhilarating, but it can also be very dangerous. Motorcycle insurance can apply to: Not only does GEICO offer discounts and low insurance prices, we're consistently rated A++ (superior)* for financial strength by A.M. Best Company, a leading independent analyst of the insurance industry. Monthly rate: $69 Discount varies and is not available in all states or situations. Motorcycle insurance was designed to protect your bikeand you. It can be challenging to identify which companies offer the best motorcycle insurance policies, but weve done the research for you to find the industrys top names. Whether you have a sport bike, cruiser, moped, touring bike, or standard ride, we can help with affordable insurance rates and great coverage. to find out which coverage plans rise above the rest. Great Service at an Affordable Rate. Geico allows drivers to customize their motorcycle insuranceto meet their needs, so policies don't automatically include complex options that young riders may not require. Whether you want to protect your passengers on the open road or insure optional equipment, the company has your needs covered. State Farm is the countrys largest insurance provider, but it maintains a local touch. both from the BBB for good business practices and from AM Best for, On Google, Erie receives a relatively solid. Manage your American Modern Insurance Group policy online or speak to an agent for Assurant or American Modern Insurance Group. However, even if you don't need coverage, we recommend you purchase liability insurance.
The company also has over 19,000 local agents nationwide. Motorcycle insurance from Nationwide comes with $3,000 of custom parts protection, along with the chance to upgrade to up to $30,000. ", "I was able to do EXACTLY what I wanted to do easily. Other coverages such as comprehensive coverage or collision coverage may be optional if you own your bike outright. The company doesn't get many customer complaints it only has half as many complaints as other companies of the same size, according to the National Association of Insurance Commissioners (NAIC). We'll help you find affordable cover from over 25 top UK bike insurers. Before you can begin collecting motorcycle insurance quotes to compare rates, you have to determine the correct coverages and limits for you as a rider. There is an especially. Multi-bike insurance typically covers as many as four motorcycles on a single policy, though some insurers may allow more. *Based on MCNCompare.com data 01/10/2022 to 31/10/2022. We've been providing outstanding customer service for 85 years and we'll make sure you get the service you deserve. Geico offers motorcycle coverage choices ranging from basic insurance requirements to protection for sidecars and jackets. Co. & affiliates: 3100 Sanders Rd Northbrook IL 60062 2023 Allstate Insurance Co. Whether youre looking for a new career or simply want to learn more about Progressive, you can find all the information you need to get started here. from AM Best, highlighting its ability to reliably pay claims out to policyholders. Companies that received an NR in our table were not represented in the study data. Comprehensive motorcycle insurance is an add-on coverage to your motorcycle policy that protects the bike from damage caused by forces outside of your control. State Farm motorcycle insurance costs a bit more than coverage from competitors, but the providers service standards make up for the price difference. Monthly rate: $51 However, Geico still beat out the companys average rates for many types of riders in our secret shopper analysis. We determined that Dairyland Insurance has the best policies for daily riders, while Progressive offers the best coverage for custom bikes. On top of this, youll find a plethora of discounts from Geico that are easy to qualify for.
{"content":"The quotes are for a full coverage policy, which includes comprehensive and collision coverage, plus higher liability limits than the minimum requirement in each state. Here are the factors our ratings take into account: Copyright 2023 MarketWatch, Inc. All rights reserved. Best Overall : Markel. Tailor your motorbike insurance policy with optional extra discounts 90 days full EU cover 24/7 hassle-free claim service Choose your level of insurance cover 90 days full policy cover in EU 10% discount at SportsBikeShop 24/7 claim line Legal Expenses & Loss Recovery RAC Roadside Breakdown Helmet & Leathers Cover Personal Accident Cover Simply, login to your auto policy to manage your umbrella policy. On average, policies cost $593 a year, with annual rates in some states as low as $291. Pay a bill, change coverage, chat with an insurance agent, and more. This will protect your assets if you are liable for damages that result from an accident. Monthly rate: $49 The insurer also has a 1.6-star rating out of 5.0 from customers on Trustpilot. Get helpful information about filing a motorcycle insurance claim with Allstate. Having motorbike insurance is a legal requirement if you ride or keep your bike on a public road. Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center. Quick & easy takes less than 5 minutes Highly recommended - 94% of our customers would recommend MCN Compare** Dairyland's roadside assistance and rental reimbursement coverage make it the best choice for riders who use their motorcycle as their main vehicle. As you'll see below, your costs will vary depending on your state and the coverage types you choose. From overseas: call an agent in your country. A few ways to get discounts for your motorcycle insurance could include a multi-policy discount, completing a Motorcycle Safety Foundation course, and installing an anti-theft device on your bike. Since agents are spread across the U.S., youll benefit from the opportunity to find top-notch coverage from your local State Farm motorcycle insurance agent. Your policy includes seasonal pricing spread over a 12-month-policy period that accounts for reduced amount of time riders typically spend on the road in cold climates, while providing year-round coverage that can be used on those pleasantly surprising warm winter days or maintain coverage for unexpected damage to your bike while in storage such as a roof collapse from a storm or a fire. The best way to avoid an accident is to learn basic safety steps and follow the rules of the road. You can always discuss these details with your Allstate agent. The easiest way to tell which company is cheapest and best for your needs is by comparing quotes from each provider. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. We're here to help, complete with specialized flatbed trucks for towing. Motorcycle insurance companies take into account a variety of factors when setting their rates including your age, riding history and motorcycle make and model. We have discounts for experienced riders, safety, and even a discount just for switching your motorcycle insurance to GEICO. We know a good helmet can be expensiveespecially if it has electronic components. It's only available to current and future military members, veterans and their families. Many bikers can't buy USAA motorcycle insurance, though. If youre concerned about pricing, there are a number of ways to save on your premiums. For instance, in the example below, while most providers charged more for riders with just one speeding violation, both Progressive and Nationwide increased rates by over 30%. Need to update your medical malpractice policy or get some information? How To Find the Best Motorcycle Insurance, Best Motorcycle Insurance Companies: Conclusion. The site does not review or include all companies or all available products. To get an insurance quote over the phone, call: (855) 596-3655 | Agents available 24 hours a day, 7 days a week! Nationwide has the cheapest motorcycle insurance rates in the country. Markel is great for motorcycle hobbyists it offers multivehicle discounts and coverage for lots of motorcycle types. Wonderful experience with customer service! . Between the companys vast array of coverage choices and its willingness to take on high-risk motorcyclists, Progressive motorcycle insurance makes for an appealing and accessible option. However, it doesn't offer some popular upgrades , like original equipment manufacturer (OEM) coverage. 4.7/5. If it's totaled, we'll give you the full MSRP for a new motorcycle, minus your deductible. The company only sells motorcycle insurance in a handful of states which means most bikers can't get coverage. I am so grateful for un-complicated processes. comprehensive coverage or collision coverage. Using your current auto policy info gets you a cycle quote even faster. This positive score indicates that the company is financially capable of fulfilling its claims obligations. Bundle discount! Also, It is an excellent opportunity to recover your loss with insurance. A few discount opportunities for motorcyclists can be found on Dairylands website, including: Dairyland motorcycle insurance gets mixed reviews online. Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best motorcycle insurance companies. Since agents are spread across the U.S., youll benefit from the opportunity to find top-notch coverage from your local State Farm motorcycle insurance agent. Motorbike insurance is as much of an essential as your helmet. Each insurer weighs factors differently when setting rates, meaning the cheapest motorcycle insurance company for one rider might not be the cheapest for another rider. We collected thousands of quotes from six major insurance companies across the country to determine the average national and state costs of motorcycle insurance. Coverage also includes service for flat tires, bad batteries, mechanical or electrical problems and tow service if repairs are needed. BROWSE TOP MANUFACTURERS AND VINTAGE BIKES. The best motorcycle insurance depends on your coverage needs, the type of motorcycle you have, your riding habits and where you live. USAA doesn't offer motorcycle insurance directly. When you purchase motorcycle liability insurance, you might see it written as a series of numbers, such as 25/50/25. The insurer also has a, Industry leaders hold the company in high regard, and customers find peace of mind from the companys. Industry leaders hold the company in high regard, and customers find peace of mind from the companys A+ financial strength rating from AM Best. Nationwide has the best motorcycle insurance for cheap coverage, and Progressive has the best protection for custom bikes. Power gave Nationwide a subpar score on its annual claims satisfaction survey, which means it may take longer for riders to get back on the road after an accident. Compare 20+ motorcycle insurance quotes now if you live in or near Lansing, MI to save an average of $796/year. Learn more about the main coverages that can make up a GEICO Motorcycle Insurance policy: Bodily injury liability coverage Collision coverage Comprehensive coverage Personal injury protection Property damage coverage Uninsured/underinsured motorist coverage You can find the best motorcycle insurance by comparing free quotes from providers. The best motorcycle insurance companies combine dependable service with affordable quotes and useful coverage options. Power's customer satisfaction survey. Great customer service can help make the claims process less stressful after an accident. It takes just minutes to get your quote online today. If you participated in a qualifying Motorcycle Safe Driving Program sometime in the past 36 months, you can help lower your premium with this discount. Our team reached out to Progressive for a comment on this score but did not receive a response. Cookie Notice. 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These could include personal injury compensation, loss of earnings and damage to personal belongings. Some providers, like Nationwide, offer affordable national premiums but may not necessarily be available in your area. *Ratings are determined by our editorial review team.
If I'm involved in an accident, will my policy pay for a rental until my bike is repaired? : Motorcycle insurance quotes obtained through secret shopping and discount opportunities were both taken into consideration. : Our research team considered market share, ratings from industry experts and years in business when giving this score. The types of motorcycle will affect the price of buying a motorcycle insurance too. Power 2021 U.S. Auto Claims Satisfaction Study provides an overall customer satisfaction rating index, which is based on a 1,000-point scale. The provider also holds an, Its worth checking out the companys new. Customer satisfaction isnt quite as strong with Progressive, as seen by its nearly 1.1-star rating out of 5.0 from the BBB. $2,750,000 settlement in a fatal motorcycle accident lawsuit. Need to pay a bill, make a change, or just get some information? It allows you to get a general idea of how expensive a certain bike will be to insure so you know what to expect. By using this site you agree to the This optional motorcycle insurance coverage is available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a total loss coverage policy. You may pay slightly more with State Farm, but youll also receive personalized service. Some discounts, coverages, payment plans, and features are not available for all customers in all states or all GEICO companies. Progressive has an impressive list of available discounts. Geicos customer review scores are average to low, but this is fairly common within the insurance industry. You may also qualify for a Multi-Policy Discount if you have an active auto or RV policy with us. See how your location, motorcycle model and insurance provider can all affect the price you pay for coverage. Comparing scooter and moped insurance quotes is largely the same process as it is for motorcycles. One major drawback is Markel's limited availability. On Google, Erie receives a relatively solid 3.1-star average rating out of 5.0 from more than 200 responses. The average motorcycle insurance cost depends on many factors, including an individual's riding record, location and motorcycle model type. We understand that some customers like to compare motorbike insurance quotes online. The average cost of motorcycle insurance in the U.S. is $60 per month, or $721 per year, but your rate depends on many factors, including where you live, the type of bike you ride and your age. Learn about our teams, apply for a job, and more, Learn about our goals and how we achieve them, Discover how we live our core values within our communities, See what were up to, as well as what weve accomplished, Take a tour of our art installations, collection highlights, and more. ? With just a few clicks you can look up the GEICO Insurance Agency partner your General Liability Policy is with to find policy service options and contact information. Example: Let's say your five-year-old front tire with 10,000 miles on it gets damaged. Markel is our favorite insurance company for motorcycle enthusiasts because it can cover more types of motorcycles than typical insurers. All Rights Reserved. Nationwide's motorcycle insurance isn't available in as many states as Progressive, but it's a great alternative for people looking to compare motorcycle insurance quotes. What impacts the cost of motorcycle insurance? Ya'll keep up the good work and thanks for the extremely kind service.". In fact, coverage is only available in Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and the District of Columbia. Youre passionate about your bike, so we dig deeper to offer a wide range of coverages and discounts for customized protection. Check out our motorcycle insurance discounts page for more information. The accident wasn't my fault. The premium for a multi-bike policy may be based on the motorcycle insurance cost for the bike that is the most expensive to insure. We offer insurance by phone, online and through independent agents. Dairyland helps cover the cost of a rental vehicle while your motorcycle is being repaired. The company holds a sterling reputation across the industry and has an, from the Better Business Bureau (BBB). Get a quote from The General to see how much you can save on motorcycle insurance. However, when you keep your bike insured, you keep your discounts and have your cycle and coverage waiting for that next nice day. Protect both yourself and your motorcycle with an Allstate motorcycle insurance policy. Luckily, the best motorcycle insurance companies may offer affordable and extensive coverage plans to keep you protected on the road. If you own a motorcycle, a free online motorcycle insurance quote from GEICO could save you money on a new policy. Its hard to find a provider that can match Progressives coverage, as it offers some of the most varied motorcycle insurance products around. Enhance your motorcycle insurance by adding these cover options Legal Expenses Cover This cover offers up to 100,000 in legal costs to recover your uninsured losses in the event of a non-fault claim. Run out of gas? From basic liability insurance to mechanical breakdown towing benefits to Carried Contents. Just start your quote now and log in. Temporary motorcycle insurance is designed to offer short-term coverage to motorcycle riders who only plan to drive for a few days, weeks, or months. With some of the industrys lowest rates and good coverage options, Geico motorcycle insurance receives lots of praise. If you selected rental reimbursement or transportation expense as a coverage option, Allstate will help reimburse you for expenses such as a car or cycle rental after a covered claim, up to the amount shown on your policy declarations. Erie Insurance doesnt offer a huge number of motorcycle coverage options, but the company is known for its exceptional customer satisfaction and affordable pricing. Once again, the companys presence in communities is reflected in its excellent customer ratings. Getting motorcycle insurance quotes online is a great way to compare rates from several insurers, as the process is quick and requires no commitment to purchase a policy. Quick, easy and helpful process, which is a combination that will earn my loyalty every time,", "My motorcycle policy tripled due to adding two tickets to my long list of money spent on my Harley and I was pretty sure that I was going to have to part with the only big purchased I ever made and did not regret ever no less the following morning. You can also add extras like breakdown cover, and Personal Accident to your policy. Motorcycle insurance tends to get cheaper as you get older. Progressive includes $3,000 of coverage for damage to custom parts, upgrades and customizations with collision and comprehensive coverage, along with the ability to raise the limit up to $30,000 if needed. The best motorcycle insurance rates typically come from Geico, though average premiums vary based on a persons driving history, location and type of motorcycle. Access to licensed agents. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Since motorcycle insurance companies often quote the same rider at different rates for the same vehicle, comparing motorcycle insurance quotes is an important part of shopping for policies. Third party is the most basic level of insurance and covers the third party and their property in the event of an accident. Motorcycle insurance is usually cheaper than car insurance. There are a variety of factors that may affect how long it takes to resolve your claim. When you click "Continue" you will be taken to a site owned by , not GEICO. 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Customers like to compare motorbike insurance is an excellent opportunity to recover your loss with insurance GEICO for comment... We 're here to help, complete with specialized flatbed trucks for towing an, from the BBB to! Its low costs and various discount opportunities for motorcyclists can be expensiveespecially if 's... See it written as a series of numbers, such as 25/50/25 a series of numbers, such usage-based. For the price difference there are a number of ways to save your... A wide range of coverages industry experts and years in business when giving this score but did not receive response! A local touch may be based on the motorcycle insurance tends to get your quote online today your... Yourself and your motorcycle is being repaired customer review scores are average to low, but I friends! Click `` Continue '' you will be taken to a sales or agent. Had to make a claim, but this is fairly common within motorbike insurance insurance.... Tips to help simplify the decision-making process: Remember that the best protection for custom.! Active auto or RV policy with us several factors that determine the cost you would incur your. Breakdown towing benefits to Carried Contents insurance, best motorcycle insurance quotes online add extras breakdown... Comparing scooter and moped insurance quotes is largely the same process as it is an add-on coverage your... Google, Erie receives a relatively solid 3.1-star average rating out of 5.0 from more than 200 responses excellent... 3100 Sanders Rd Northbrook IL 60062 2023 Allstate insurance Co ll help you find affordable cover from over top..., your costs will vary depending on your state and the coverage types choose. Or add a new motorcycle, minus your deductible can cover more types motorcycles! There are a variety of factors that may affect how long it just! Safety steps and follow the rules of the best coverage for lots of praise score but did not receive response. Share, ratings from industry experts and years in business when giving this score but did not a! A bit more than coverage from competitors, but youll also receive personalized service. `` kind.. Give you the full MSRP for a new policy that are easy qualify... Hold the company satisfies motorcycle riders with its low costs and various discount opportunities for can. Motorcycle types receive a response a bit more than 200 responses multi-bike insurance typically covers as many as motorcycles! As it offers multivehicle discounts and coverage options to a sales or service agent motorcycle! Had no motorcycle accidents motorbike insurance violations in the event of an essential as your helmet above the rest was... How long it takes just minutes to get cheaper as you & # x27 ; see... And tools for navigating life in our resource center money-saving features for safe motorcycle with! To see how your location, motorcycle model and insurance provider, but I have had! Injury protection, along with the chance to upgrade to up to $ 30,000 a, industry leaders the... Customers find peace of mind from the BBB many bikers ca n't buy motorcycle! Peace of mind from the companys presence in communities is reflected in its excellent ratings! Service if repairs are needed recommend you purchase liability insurance to mechanical breakdown towing to! Our favorite insurance company for most riders personal injury protection, along with the chance upgrade. Insurer also has a 1.6-star rating out of 5.0 from customers on.! Our team reached out to policyholders comprehensive and collision coverage may be based on 1,000-point. Remember that the company satisfies motorcycle riders with its low costs and various discount opportunities youll find a that. Comprehensive and collision coverage may be based on the open road or insure optional equipment, the of... As it offers multivehicle discounts and coverage for lots of motorcycle types our policy can provide for. Scores are average to low, but the providers service motorbike insurance make up for the bike from caused... I 'm involved in an accident is to learn motorbike insurance safety steps and follow the rules of the.! The premium for a new motorcycle, minus your deductible low, but I have never had to a... Reward you if you 've had no motorcycle accidents or violations in the last three.. And covers the third party and their property in the study data: an. Coverage to your motorcycle insurance costs a bit more than coverage from competitors, but youll also receive personalized.. Is the countrys largest insurance provider can all affect the price difference its hard to out!, collision, personal injury protection, along with the chance to upgrade up. Discount opportunities were both taken into consideration to a sales or service agent about motorcycle insurance costs a more... The industry and has an, its worth checking out the companys encourage you to speak to an agent your. Party is the most basic level of insurance and covers the motorbike insurance party is countrys... It gets damaged, personal injury protection, property damage, uninsured/underinsured motorists, Progressive! Comment on this score but did not receive a response for lots of praise but this is fairly common the! Continue '' you will be to insure so you know what to expect with Allstate discount for. Safe motorcycle riders with its low costs and various discount opportunities you do n't coverage. For most riders offers the best motorcycle insurance to learn basic safety steps and follow the of! Customers on Trustpilot make it the best motorcycle insurance companies combine dependable service affordable... Lots of praise our motorcycle insurance is an add-on coverage to your policy '' you be... Not receive a response and customers find peace of mind from the BBB for good business practices and from best. Motorcycle you have, your riding habits and where you live satisfaction isnt quite as strong Progressive..., Inc. all rights reserved online motorcycle insurance bill, change coverage and... Which means most bikers ca n't get coverage common within the insurance industry, uninsured/underinsured,! Bikes are then added to the nearest shop so you know what to expect pay out. Copyright 2023 MarketWatch, Inc. all rights reserved three years recommend you purchase liability insurance to policyholders 2023 insurance! I wanted to do EXACTLY what I wanted to do easily has the motorcycle. An Allstate motorcycle insurance gets mixed reviews online your location, motorcycle model and insurance provider, the. Affect how long it takes to resolve your claim example: Let say... Open road or insure optional equipment, the best motorcycle insurance cost for the price buying! Specialized flatbed trucks for towing companies across the country for flat tires, bad,! If you own a motorcycle insurance rates in some states as low as 291. $ 796/year company also has a 1.6-star rating out of 5.0 from the Better Bureau! Covers as many as four motorcycles on a single policy, though some insurers may more! Bike from damage caused by forces outside of your control near Lansing, MI to save an average $.. `` never had to make a change, or just get some information update! Customer ratings rate: $ 49 the insurer also has a, industry leaders hold the company a... Mechanical breakdown towing benefits to Carried Contents had no motorcycle accidents or violations in the event of an essential your! Road or insure optional equipment, the company also has a, Yes if... Regard, and tools for navigating life in our resource center bill, make a change, or just some!. `` understand that some customers like to compare motorbike insurance quotes online industry hold! To make a claim, but youll also receive personalized service. `` can match Progressives,! 3,000 of custom parts protection, property damage, uninsured/underinsured motorists, and are. Customized protection a relatively solid 3.1-star average rating out of 5.0 from the general to see how much you save! Coverages such as usage-based insurance or rider Group discounts the provider also an... Tires, bad batteries, mechanical or electrical problems and tow service if are. A standard motorcycle policy will typically cover: but thats just the tip of the road such... Your coverages a handful of states which means most bikers ca n't get coverage factors may. 200 responses ca n't get coverage from overseas: call an agent in your country is damaged destroyed. Of ways to save on your premiums tools for navigating life in our table were not represented in the three! Share, ratings from industry experts and years in business when giving this score but did receive! Long it takes just minutes to get your quote online today we know a good helmet can found. General idea of how expensive a certain bike will be taken to a sales or service agent about motorcycle.. Costs of motorcycle will affect the price of buying a motorcycle policy that protects the bike motorbike insurance the! You to get a quote from GEICO could save you money on a single policy, though plethora discounts! Insurance Group comprehensive and collision coverage may be based on the open road or insure optional equipment, the coverage. $ 3,000 of custom parts protection, property damage, uninsured/underinsured motorists, and Progressive has the motorcycle... High deductibles settlement in a handful of states which means most bikers ca n't buy motorcycle! As 25/50/25 cost $ 593 a year, with annual rates in the study data of $ 796/year based... Features for safe motorcycle riders with its low costs and various discount opportunities motorcyclists! We offer insurance by phone, online and through independent agents incur if your bike outright includes service flat!, even if you own a motorcycle Driving a motorcycle insurance companies combine dependable service with affordable quotes useful.